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First Nationwide Assurance Corporation (FNAC) is a leading non-life insurance company in the Philippines directly servicing its clients. FNAC is an affiliate of RCBC, a member of the Yuchengco Group of Companies (YGC) and Malayan Group of Insurance Companies. FNAC offer its clients a wide array, of non-life insurance products covering, motorcar, fire, personal accident, and health among others.

FNAC Mission Statement
To be a leading provider innovative high-quality non-life insurance products in the Philippines.

FNAC Vision Statement
FNAC is a reputable and highly respected profitable Company that provides value-added, convenient and innovative non-life insurance products to the market whilst providing opportunities for development and well-being of its employees.

Company Highlights:

  • June 11, 1965 (50 years in operation)
  • 2006- Launch Club Direct a brand of FNAC
  • Our financial stability speaks for itself with authorized capital stock of P250M, paid up capital of P250M and stockholders’ equity of P738M (as of December 2014)
  • Rank 15th out of 86 Non-life companies based on net worth (as of Dec 2013)
  • Member- Yuchengco Group of Companies; Malayan Group of Insurance Companies; 100% YGC-owned.

-Malayan Insurance Company Inc., (MICO)
-The First Nationwide Assurance Corp. (FNAC)
-Malayan International Insurance Corp., Ltd.
-Rizal Commercial Banking Corporation (RCBC)
-RCBC Savings Bank (RSB)
-RCBC Securities
-RCBC Capital
-RCBC California International
-First Malayan Leasing and Finance Corp.
-YGC Corporate Services, Inc.
-Bankard Inc.
-EEI Corporation
-AY Foundation Inc.
-Great Pacific Life Assurance Corp.
-Honda Cars Kalookan Inc.
-Honda Cars Manila Inc.
-House of Investements Inc.
-Isuzu Manila Inc.
-Mapua Institute of Technology

FNAC Officers
-Yvonne S. Yuchengco- Chairperson
-Antonio M. Rubin- President
-Jose Mari Prats –General Manager
-Ramon R. Navarro- Sales and Marketing Head
-Ulysses R. Alvarade- Underwriting Head
-Christopher Hernandez- Accounting Head
-Raymond Vincent Morales- Claims Department Head
-Jason T. Corpuz – Customer Service Head
-Eva P. Santiago- North Metro Manila Region Head
-Rizalina C. Alcober- Central Metro Manila Region Head
-Normand Allan B. Abraham –South Metro Manila Region Head
-Normand Allan B. Abraham –South Luzon Region Head
-Edward M. Fong- North Luzon Region Head
-Leandro I. Soriano- Mindanao Region Head
-Stevenson L. Aniban- Visayas Region Head

Main Products Offered:

  1. Motorcar Insurance
  2. -Comprehensive

  3. Fire Insurance
  4. -Residential Fire
    -Commercial Fire

  5. Personal Accident Insurance
  6. -Individual Personal Accident
    -Group Personal Accident


  • FNAC/ClubDirect provides Insurance to its clients through Direct Marketing- Direct Insurance (No intermediaries- Insurance, No agents, No brokers)
  • Provides among others, comprehensive fire, motorcar and personal accident insurance coverage at low premiums.
  • Provides extended premium payment terms of up to 60 days.

Head Office: 4th Floor, Y Tower 2 Bldg., L.P. Leviste corner Gallardo Sts., Salcedo Village, Makati City
For inquiries: you may call our CUSTOMER SERVICE GROUP
Hotline: (02) 737-FNAC (3622)
Landline: (02) 843-8080 extensions 3633, 3644, 3655, & 3666
Mobile Nos: GLOBE (0917) 518-5589 to 90
SMART (0999) 656-9398
SUN (0922) 836-2299
Fax No: (02) 737-3636
Email: info_cd@clubdirect.com.ph
Web: www.clubdirect.com.ph

FNAC Privacy Notice to Clients

Data Privacy Law and Regulations

July 18, 2017

Dear Valued Client:

We wish to update you of the regulatory developments on data privacy and security. In August 2012, Congress enacted Republic Act No. 10173 otherwise known as the Data Privacy Act of 2012 (DPA). After four years, the National Privacy Commission (NPC) issued the Implementing Rules and Regulations of the DPA (IRR) which provides for the guidelines on the implementation of the DPA. In accordance with these issuances, we wish to notify you that First Nationwide Assurance Corporation (FNAC) will continue to process your personal information, sensitive personal information and privileged information (collectively “Personal Data”) in the course of our servicing of your account/s with us.

  • Personal information refers to any information, whether recorded in material form or not, that will directly ascertain the identity of an individual. This includes your name, address and contact information.
  • Sensitive personal information is personal information that includes your age, date of birth, marital status, social security and other government identification numbers, policy information, and financial information.
  • Privileged Information is any and all forms of information which under the Rules of Court and other pertinent laws constitute privileged communication, such as, but not limited to, information acquired in fiduciary relationships.

Authorization and Consent

As a data subject of FNAC who avails of our products and services:

  • you warrant that all personal data given to FNAC are true and correct to the best of your knowledge, freely and voluntarily given for purposes which are relevant and necessary in the administration of your insurance policy, in providing services to you or for other reasonable services it provides or improvements/upgrades in its systems and business processes, including but not limited to data analytics and automated processing, in transacting a business or any activity with FNAC.
  • you explicitly authorize FNAC, its directors, officers, consultants, employees, and duly authorized representatives to keep, store, update, use, access, process and enter in the processing system the data given to it, and to share, transfer or disclose the data to the Yuchengco Group of Companies (YGC Companies), their and FNAC’s affiliates, subsidiaries, contractors, partners, agents and representatives, intermediaries, industry associations, and third parties such as but not limited to outsourced service providers, adjusters, salvage buyers, banks, external auditors, and local and foreign regulatory authorities for purposes of marketing or promotional information campaign, provision of any products, services, or offers through mail/email/fax/SMS/telephone or any type of electronic facility, profiling, research, studies/customer satisfaction surveys, statistical and risk analysis, tax monitoring, review, and reporting, compliance with court and other lawful order and requirements, with Anti-Money Laundering Act, Credit Information System Act, and all other regulatory laws, and all other activities consistent with the provisions of the Data Privacy Act and subject to appropriate security safeguards;
  • you have the right to access your given information, and you undertake to correct, rectify or supplement information should any data be found to be inaccurate or incomplete.
  • you will hold FNAC free and harmless from any liability that may arise as a result of the authorization given.

Contact Us

If you have questions about this letter, FNAC’s Privacy Policy Statement, or data processing activities, you can contact us by sending us an email at privacy@fnac.com.ph.

Should you wish to opt out of receiving direct marketing information, please email us at client@fnac.com.ph or call our Customer Service at telephone no. (632) 737-FNAC(3622). Our business hours are from 8:30 AM to 5:30 PM, Mondays to Fridays except holidays.

Very truly yours,

First Nationwide Assurance Corporation.

ASEAN Corporate Governance Scorecard and Compliance
First Nationwide Assurance Corporation (FNAC) adheres to the basic principles of good corporate governance. Pursuant to the initiatives for the promotion of an integrated Capital Market, FNAC participates in the ASEAN Corporate Governance Scorecard. This Scorecard follows the sequence and content of the Organisation for Economic Co-operation and Development (OECD) Principles of Corporate Governance. Kindly click the links below to see FNAC's corporate governance practices vis-à-vis the five chapters of the ASEAN Corporate Governance Scorecard in line with the OECD framework:


    FNAC General Information Sheet